Why Specialist Accounting Matters for Property Investors.

Because returns are protected by structure — not guesswork.

A strong portfolio isn’t just about buying well. It’s about keeping the numbers clean enough to see performance clearly, plan tax intelligently, and speak confidently to lenders, partners and advisers.

Whether you hold property personally, through partnerships, or via limited companies/SPVs, the finance should tell the truth at every stage: what’s earned, what’s spent, what’s recoverable, and what the real return looks like once all costs are included.

Rothstone provides a calmer control system — disciplined records, dependable reporting and proactive planning that helps you grow without compliance stress.

  • Clear visibility of profit and cash across properties
  • Confidence around CGT, SDLT and VAT where relevant
  • Tax-aware decisions on structure and funding
  • Consistent compliance with fewer last-minute surprises

Property Investor FAQs

Yes. We support buy-to-let landlords, HMO investors, serviced accommodation operators and mixed portfolios. We tailor the reporting so performance stays clear across different income streams.

Absolutely. We keep you compliant while identifying practical ways to reduce unnecessary tax and protect your return — with decisions made early, not after year-end.

Yes. We’ll assess your portfolio, future plans and cash flow, then explain the pros/cons clearly so you can choose a structure with confidence.

Yes. We help you understand implications and keep records disciplined. Where VAT applies (or might), we handle it carefully to reduce risk.

We do. We can build clearer reporting across properties, helping you plan refurb spend, voids, finance costs and acquisitions without relying on rough estimates.

Yes. We can provide clean, consistent reporting that supports funding conversations and helps stakeholders rely on your numbers.

Call Us:

0208 264 0016

 

Book a free, no-obligation conversation. We’ll understand your portfolio, tighten the financial structure, and map a clear plan — delivered with a calm, premium Rothstone experience.

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What our property investor accounting covers.

Tailored support that keeps your portfolio organised, compliant and investment-ready — with clarity at every stage.

01 ⎯⎯

Tax Planning & Compliance

We keep you compliant while identifying sensible ways to reduce tax drag — including CGT, SDLT and VAT considerations where relevant.

02 ⎯⎯

Portfolio Structuring

Advice on the most tax-efficient structure for your investments — personal, partnership or limited company — plus cash flow insight to support decisions.

03 ⎯⎯

Incorporation Support

If you’re moving into a company/SPV, we guide the process and explain the implications clearly so you understand the long-term impact.

04 ⎯⎯

Income Tax Efficiency

We help you claim what’s eligible and keep income organised — so you retain more of your return without pushing risk.

05 ⎯⎯

Cash Flow Forecasting

Forecasts that reflect reality — supporting decisions on refurbishments, voids, finance renewals and acquisitions.

06 ⎯⎯

Lender-Ready Reporting

Clean, consistent reporting that supports funding conversations and helps stakeholders rely on your numbers.

07 ⎯⎯

Portfolio Bookkeeping

Disciplined bookkeeping and reconciliations across properties and entities — reducing admin and keeping compliance smooth.

08 ⎯⎯

HMRC Let Property Campaign

If you have undeclared rental income, we help you disclose correctly and approach penalties and payments in a structured, practical way.

Our Services.

Need wider support beyond property investing? Explore our full service lines — delivered with the same Rothstone standard.

Book a free consultation or request a callback and we’ll guide you to the right service.

Accounts »

Audit »

Bookkeeping »

Advisory »

Cloud »

Forensic »

MTD »

Payroll »

R&D »

Taxes »

VAT Services »

Finance Built for Portfolios — Not End-of-Year Surprises.

A composed finance function that supports decisions as you invest — not after the opportunity has passed.

Property investors get stronger outcomes when decisions are made early — before costs drift, before tax risks appear, and before cash flow becomes tight. That requires reliable information, presented clearly and consistently.

We keep your financial position stable and decision-ready: disciplined records, dependable reporting and calm oversight that supports acquisitions, forecasting and tax planning across the portfolio.

  • Reporting that’s easier to interpret and act on
  • Earlier visibility when margin, timing or cost risks appear
  • Controlled compliance with fewer last-minute surprises
  • Confidence when speaking to lenders and partners

The result is finance that protects returns and keeps your next move grounded in clear numbers.

Why Choose Rothstone?

  Traditional Accounting Firms Rothstone Accountants
Investor Mindset Year-end focus with limited strategic input Portfolio-led planning and decision support
Structure & Efficiency Generic setup that doesn’t reflect your goals Tailored advice across personal, partnership and limited company/SPV
Transaction Support Limited help until after the deal completes Earlier clarity on CGT, SDLT and VAT considerations
Cash Flow & Reporting Basic outputs that don’t support decisions Clean, decision-ready reporting you can act on
Compliance Experience Reactive and deadline-driven Calm, organised compliance with fewer surprises
Overall Relationship Transactional support Relationship-led, proactive and portfolio-aware

If you want investor accounting that stays structured year-round, we’ll keep it simple and disciplined.

Book a free consultation or request a callback — we’ll map the best next step.